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Our Story


Who Are We

12To9 Vehicles goes the extra mile to ensure maximum results and success for each and every one of our clients. Finding your path is our way of life. For people with less-than-perfect credit who want to improve their financial situation and creditworthiness, 12To9 Vehicles is the company that gets you back on track.


What We Do

We believe that life is easier with excellent credit. We have a dedicated staff devoted to assisting you with your future financial needs. We provide how-to advice and smart information on how to best manage your current credit to maximize the impact on your qualifying ability. Our focus is on you and only you.


Our Purpose

We have a great responsibility to the people we serve. 12To9 Vehicles' purpose is to help people with poor credit reclaim their name so that they become the hero of their own life.


Our Vision

We see a world where everyone, despite mistakes or circumstances, can overcome their financial obstacles and live prosperously.


Our Mission

We teach our clients how to take financial responsibility, improve their credit by advising on a long-term strategy and give them the tools to become credit champions.


What We Trust In

Empathy Before Education We gain deep insight into your life and understand your situation. It always comes first.

Always Be Your Best We focus on solutions instead of problems and consistently push you to be your best.

Speak Human We find ways to make complex concepts digestible and avoid industry jargon.

We're in This Together We uphold a sacred vow of loyalty and provide an uncompromising support system.